DO - choose a PIN that will be very hard to "crack."

DO - destroy bank statements and ATM transaction records.

DO - check monthly bank and credit card statements thoroughly.

DO - remember to take your card and transaction record after every use.

DON'T - write your PIN number down.

DON'T - reveal your PIN to anyone, including friends and family.

DON'T - use birthday, address or phone number as your personal PIN.

DON'T - provide credit card information unless you know the merchant.

For more information on credit or debit card fraud, or to report a suspicious situation related to your credit card, please contact  your credit card issuer at the phone number on the back of your credit card.

To arrange for a free presentation about online and other fraud and scams, contact Volunteer Toronto ABCs of Fraud at 416-961-6888 www.volunteertoronto.on.ca/aboutfraud